Have a question about subsidized housing? The BC Housing Chatbot can help.
If you live in BC, have a low income and meet eligibility criteria, you may qualify for subsidized housing.
Subsidized housing is long-term housing for people who permanently reside in British Columbia. Rental fees are calculated on a rent geared to income basis (30% of household total gross income, subject to minimum rent based on # of people).
You may be eligible for subsidized housing if you can live independently and meet the household, residency, income and assets criteria.
See our Glossary for help with definitions.
Read through sections A-F to confirm your eligibility. See section 7. Questions (below) for additional information.
a) You must fall into one of the eligible groups*Some housing providers using the Housing Registry may use a different age to define a senior.
See our Glossary for definitions.
b) You must meet the residency requirementsApplicants must permanently reside in British Columbia when applying, and each member of the household must be one of the following:
No adult members of the household can be under private sponsorship, except where BC Housing has accepted that private sponsorship has broken down.
c) Your household income must be below certain limitsTo be eligible for subsidized housing, the applicant’s gross household income must be below certain income limits, as established by the Housing Income Limits (HILs) are determined by BC Housing from time to time, and represent the income required to pay the average market rent for an appropriately sized unit in the private market. Average market rents are derived from Canada Mortgage and Housing Corporation’s Annual Rent Market Survey.
Exceptions:
*The income limit may be slightly lower in developments where the market rent is capped.
Over the income limit? Additional units are available for moderate income seniors or persons with disabilities. See Affordable Rental Housing.
See our Glossary for definitions.
d) Your assets may be subject to certain requirementsFor buildings managed by BC Housing, in order to be eligible your household assets must be less than $100,000. BC Housing’s asset policy has been developed to benefit those in greatest need and to prevent people from having to deplete all of their resources.
Individual non-profit or co-operative housing providers will decide if they are going to apply an asset ceiling and the maximum allowable assets may vary by provider.
Assets that are included for valuation are:
Assets that are excluded from valuation include:
Potential exclusion criteria – Applicants may be excluded from consideration for The Housing Registry if any of the following apply:
Note: Applicants who may be potentially excluded based on any of the above will be provided with an opportunity to provide additional information and/or documentation in support of their application to demonstrate suitability as a potential tenant. Each application and supporting documents shall be evaluated on its own merit.
Mandatory exclusion criteria
The Housing Registry will not accept applications from individuals or members of a household that have been convicted of or who have outstanding charges related to sexual interference with a child and/or possession of child pornography.
Housing Registry members wish to maximize the use of limited available affordable housing by matching eligible applicants to units that meet their needs, in a community where they can be appropriately supported in order to provide them with the best chance of a successful tenancy while cultivating communities free from fear of violence, criminal activity and disturbances of any nature that pose a risk to others.
Demonstrated unacceptable behaviours
Applicants who have demonstrated any of the following unacceptable behaviours either in relation to a tenancy or in the community at large may be excluded from consideration unless they can provide additional information and/or documentation in support of their application to demonstrate suitability as a potential tenant. Each application and supporting documents shall be evaluated on their own merit.
Information on what an applicant needs to provide in order to be considered for housing when there are unacceptable behaviours linked to a past tenancy can be found by reading the next section (below): landlord references.
Applications being reviewed based on demonstrated risk to life safety, anti-social, nuisance behaviours and/or criminal activity, not linked to a past tenancy, may be considered if:
Landlord reference
Most housing providers perform landlord reference checks when they are reviewing applicants for future available units. If you do not have a landlord reference, some housing providers may consider other references such as:
Applicants, who have been identified as potentially not eligible due to an unsatisfactory tenancy history, will be asked to provide a current and verifiable landlord reference(s) demonstrating that they have maintained a successful tenancy with no reoccurrence of the behaviours demonstrated in past tenancies. The landlord reference(s) must cover a minimum of six months for nuisance behaviours and a minimum of twelve months for anti-social or life safety behaviours.